| Loss or damage to the insured vehicle |
| ⠀ |
⠀ |
Not Applicable |
| Third party liability - Bodily injury |
| ⠀ |
⠀ |
⠀ |
| Third party property damage |
| AED 5 million |
AED 3.5 million |
AED 3.5 million |
| Legal liability extended to include family members as Third Party |
| ⠀ |
⠀ |
⠀ |
| Fire & theft cover |
| ⠀ |
⠀ |
Not Applicable |
| Storm, flood, riot and strike |
| ⠀ |
⠀ |
Not Applicable |
| Personal injury cover |
| AED 20,000 |
AED 20,000 |
Not Applicable |
| Emergency medical expenses |
| AED 6,000 |
AED 3,500 |
Not Applicable |
| Personal belongings |
| AED 4,000 |
AED 4,000 |
Not Applicable |
| No claims discount |
| ⠀ |
⠀ |
⠀ |
| Oman cover |
| ⠀ |
⠀ |
Optional |
| Off-road cover |
| ⠀ |
⠀ |
Not Applicable |
| Maximum available agency repair period |
| Included 5 years |
Optional up to 5 years |
Not Applicable |
| Guaranteed repairs |
| ⠀ |
⠀ |
Not Applicable |
| Back to invoice for total loss |
| 24 months from 1st registration |
6 months from 1st registration |
Not Applicable |
| Waiver for excess for windscreen damage |
| ⠀ |
Yes, if below AED 5,000 |
Not Applicable |
| Personal accident benefit - driver |
| Optional AED 350,000 |
Optional AED 200,000 |
Optional AED 200,000 |
| Personal accident benefit - passengers |
| Optional AED 200,000 |
Optional AED 200,000 |
Optional AED 200,000 |
| Hire car benefit |
| Yes, up to AED 1,500 |
Optional, up to 7 days |
Not Applicable |
| 24 hour accident and breakdown recovery |
| ⠀ |
⠀ |
⠀ |
| GCC cover |
| Optional |
Optional |
Not Applicable |
| Pickup & delivery (claims service) |
| ⠀ |
⠀ |
Not Applicable |
| Claims single point of contact |
| ⠀ |
Not Applicable |
Not Applicable |
