Loss or damage to the insured vehicle |
⠀ |
⠀ |
Not Applicable |
Third party liability - Bodily injury |
⠀ |
⠀ |
⠀ |
Third party property damage |
AED 5 million |
AED 3.5 million |
AED 3.5 million |
Legal liability extended to include family members as Third Party |
⠀ |
⠀ |
⠀ |
Fire & theft cover |
⠀ |
⠀ |
Not Applicable |
Storm, flood, riot and strike |
⠀ |
⠀ |
Not Applicable |
Personal injury cover |
AED 20,000 |
AED 20,000 |
Not Applicable |
Emergency medical expenses |
AED 6,000 |
AED 3,500 |
Not Applicable |
Personal belongings |
AED 4,000 |
AED 4,000 |
Not Applicable |
No claims discount |
⠀ |
⠀ |
⠀ |
Oman cover |
⠀ |
⠀ |
Optional |
Off-road cover |
⠀ |
⠀ |
Not Applicable |
Maximum available agency repair period |
Included 5 years |
Optional up to 5 years |
Not Applicable |
Guaranteed repairs |
⠀ |
⠀ |
Not Applicable |
Back to invoice for total loss |
24 months from 1st registration |
6 months from 1st registration |
Not Applicable |
Waiver for excess for windscreen damage |
⠀ |
Yes, if below AED 5,000 |
Not Applicable |
Personal accident benefit - driver |
Optional AED 350,000 |
Optional AED 200,000 |
Optional AED 200,000 |
Personal accident benefit - passengers |
Optional AED 200,000 |
Optional AED 200,000 |
Optional AED 200,000 |
Hire car benefit |
Yes, up to AED 1,500 |
Optional, up to 7 days |
Not Applicable |
24 hour accident and breakdown recovery |
⠀ |
⠀ |
⠀ |
GCC cover |
Optional |
Optional |
Not Applicable |
Pickup & delivery (claims service) |
⠀ |
⠀ |
Not Applicable |
Claims single point of contact |
⠀ |
Not Applicable |
Not Applicable |